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Paying for care at home

What happens after the financial assessment?

We will calculate the maximum amount you may need to pay – this is called your maximum weekly charge. The actual amount you pay will depend on the cost of your care (your personal budget) in relation to your maximum weekly charge. You will pay either your maximum weekly charge or the cost of your care, whichever is the lower amount.

We will send you:

  • a copy of our calculations showing you how we have worked this out
  • a form which you need to sign and return to us, declaring that the details are correct and that you agree to pay your assessed weekly contribution
  • a statement of account every four weeks for your assessed contribution

If the financial assessment shows that you have savings and investments over the upper capital limit you will have to pay the full cost of any care services you receive.

Please note that if your care and support needs are being met with a direct payment, and your weekly contribution is assessed as being more than the value of your personal budget (the amount required to meet your care and support needs), your direct payment will cease and you will need to fund your care and support from your own resources.

Minimum income guarantee

The minimum income guarantee (MIG) is the sum of money we disregard from your weekly income to meet all your basic daily living costs, for example, food, clothing and standard utility costs.

After any deductions for housing and disability expenses, we must leave you with your MIG. The MIG differs depending on your age and what type of benefits you are in receipt of.

For information about paying your social care bill please see Pay a social care bill.