The school had budgeted for support staff being part of the Mutual Fund for the year but had not realised that the school had not requested them to be included as part of the premium. Can the school join midway through the year?

Yes, the school can join the Schools Mutual Fund or add coverage during the year. The school will be subject to a 7% joining fee if they were not part of the scheme the previous year. In these circumstances, the premium plus joining fee will be pro-rated from the point of joining the scheme.