Insurance claims

What was the value of claims against your authority’s insurance policies in the financial year ending March 2017?

Claims received from 1st April 2016 to 31st March 2017 had a value of £2,388,547

SELF INSURANCE ( where applicable )

Thinking of every category of insurance claim (property-related, personal injury, motor etc.) made against your authority what was the total value of the payments made by yourselves rather than the insurers in each of the following financial years?

For clarity, these would be payments made within the policy excess.

1a. 2012/13 £2,571,151
1b. 2013/14 £2,048,006
1c. 2014/15 £3,199,534
1d 2015/16 £1,985,996
1e 2016/17 £1,544,565

INSURER PAYOUT

Please provide the claim amounts on the separate insurance policies, by year between 2012 and 2017,
A. Personal Injury:
Please provide a breakdown in the last 3 years, per year of :

i. Personal Injury Claims settled pre litigation and their value

ii. Personal Injury claims settled after commencement of litigation and value

iii. Value of Personal Injury claims lost in court

If the data on claims is less differentiated then please provide claim values and figures as recorded.

The disclosure of specific information relating to injury claims would potentially identify claimants; values of claims can identify injuries and dates of claims can further identify the claimant. The identification of the claimant is personal data as defined by the Data Protection Act 1998 and disclosure of this information is therefore exempt pursuant to s 40(2) of the Freedom of Information 2000.

B Property Related

Please provide a breakdown in the last 3 years, per year

i Property Related Claims settled pre litigation and their value

ii. Property Related claims settled after commencement of litigation and value

iii. Value of property related claims lost in court and number of cases lost.

If the data on claims is less differentiated then please provide claim values and figures as recorded.

Please see below, all of which were been settled pre litigation:

2012 – £109,284.83
2013 – £150,000.00
2014 – £17,863.95
2014 – £130,761.52
2014 – £202,223.47
2015 – £65,251.19
2015 – £43,992.00

There were therefore no property related claims settled after commencement of litigation or lost in court.

C Motor-fleet related Claims:

Please provide a breakdown in the last 3 years, per year

i. motor/fleet related Claims settled pre litigation and their value

ii. Motor/fleet related claims settled after commencement of litigation and value

iii. Value of motor/fleet related claims lost in court and number of cases lost.

If the data on claims is less differentiated then please provide claim values and figures as recorded.

Please see our response relating to injury claims; motor claims include injury claims and the value will reflect the injury and therefore will potentially identify the claimant.

 

D Public, Product and Professional Indemnity Insurance related claims.

Please provide a breakdown in the last 3 years, per year

i. Public, Product and Professional Indemnity Insurance related Claims settled pre litigation and their value

ii. Public, Product and Professional Indemnity Insurance related claims settled after commencement of litigation and value

iii. Value of Public, Product and Professional Indemnity Insurance related related claims lost in court and number of cases lost.

If the data on claims is less differentiated then please provide claim values and figures as recorded. Also, because of litigation time-frames please fill in as seems appropriate to the circumstances.

We have no further information beyond the claims listed above.

MANAGEMENT OF CLAIMS.

2. Does your authority’s insurance provider handle claims on your behalf? Yes/No

Yes

 

3. Does your authority handle any claims in-house? Yes/No – if yes, please provide a contact name and email address

Yes – Emily Wilkins. Emily.wilkins@devon.gov.uk

 

4. Does your authority contract with a third party to manage claims? Yes/No

No

 

 Does the trust utilise the services of an insurance broker to place their insurance cover? If so, confirm the identity of the current insurance broker.

Yes, Marsh

 

 Where applicable, was the current broker appointed by way of a direct award or following a competition/tender exercise.

Direct Award