Pension Credit
If you’re over State Pension age and on a low income, you could be entitled to Pension Credit.
Many people who qualify do not claim it, so it’s worth checking whether you’re eligible. Pension Credit can top up your income and may also help you access other support, including:
- Council Tax Reduction
- Help with heating and energy costs, including the Warm Home Discount Scheme
- Housing Benefit or support with housing costs
- Help with NHS costs, including dental treatment, glasses and travel to hospital appointments
- A free TV licence if you’re aged 75 or over
- Winter Fuel Payment
- Cold Weather Payments (where eligible)
- Support for Mortgage Interest if you own the property you live in
Check if you could receive Pension Credit.
Attendance Allowance
If you’re State Pension age and need help with personal care or supervision because of an illness or disability, you may be able to claim Attendance Allowance.
Attendance Allowance is not means-tested, so you can claim it regardless of your income or savings. Receiving Attendance Allowance may also help you qualify for other benefits and support.
Find out if you’re eligible for Attendance Allowance.
Help with NHS costs
Depending on your income and circumstances, you may be able to get help with NHS costs, including prescriptions, dental treatment, eye tests, glasses and travel to NHS appointments.
Check if you can get help with NHS costs.
Help with transport costs
If you’re over State Pension age, you may be eligible for a free bus pass and discounted rail travel. See help with transport costs.
Managing money later in life
If you’re aged 50 or over and have a personal or workplace pension, Pension Wise offers free and impartial guidance to help you understand your options and make informed decisions about your retirement savings.
Find out more about Pension Wise.
Staying safe from scams and fraud
Scammers often target older people with messages about pensions, energy bills, Winter Fuel Payments, TV licences and other financial support schemes.
If you’re unsure whether an offer, phone call, text message or email is genuine, take time to check before sharing personal information or making a payment.
See avoiding scams and fraud for advice on protecting yourself and reporting scams.
Looking for more support?
Need urgent help?
Citizens Advice Devon can help you understand your options and support your application.