{"id":76,"date":"2015-07-30T12:06:12","date_gmt":"2015-07-30T11:06:12","guid":{"rendered":"https:\/\/beta.devon.gov.uk\/schoolssupport\/administration\/insurance\/"},"modified":"2026-01-08T11:37:36","modified_gmt":"2026-01-08T11:37:36","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.devon.gov.uk\/support-schools-settings\/administration-and-finance\/administration\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n<p>The Insurance Section is responsible for ensuring that the Council\u2019s exposure to financial loss is adequately covered by insurance. The Section currently arranges insurance for the work undertaken by the Council\u2019s staff, property portfolio and motor fleet.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>The following guidance is for DCC maintained schools only (not academies).<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Summary of insurance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.devon.gov.uk\/support-schools-settings\/administration-and-finance\/administration\/insurance\/summary-of-insurance-for-dcc-schools\/\">Summary of insurance for DCC schools<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Employers liability certificate<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/devoncc.sharepoint.com\/:b:\/s\/PublicDocs\/Education\/ERZ6D3q54PxOq9rqm0504LwB6Vuv5--c2v3V5RnrzEJ-yw?e=OdcAaw\" rel=\"noopener\">Certificate of Employers&#8217; Liability Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Public liability insurance<\/h2>\n\n\n\n<p>Please note there is no certificate but the details are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insurer: QBE<\/li>\n\n\n\n<li>Renewal date: 1 January<\/li>\n\n\n\n<li>Cover: \u00a350 million for any one incident<\/li>\n\n\n\n<li>Policy number: Y083736QBE0126A <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance for hirers or external suppliers<\/h3>\n\n\n\n<p>Please note that external suppliers or contractors utilised by the school and anyone who is hiring the school premises will need to have their own public liability insurance. The minimum level required is \u00a35 million and the school is responsible for checking this.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">School journey insurance<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a style=\"font-size: 16px;\" href=\"https:\/\/www.devon.gov.uk\/support-schools-settings\/administration-and-finance\/administration\/insurance\/school-journey-summary-of-cover\/\">School Journey &#8211; Summary of cover<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Motor insurance<\/h3>\n\n\n\n<p>If a DCC driver has a motor accident whilst driving one of our vehicles as part of their duties, you need to notify Transport Co-ordination Services (TCS) on&nbsp;<a href=\"tel:01392383000\">01392 383000<\/a> \u2013 when prompted ask for the Fleet Team. Alternatively, you can email <a href=\"mailto:fleet-mailbox@devon.gov.uk\">fleet-mailbox@devon.gov.uk<\/a>.<\/p>\n\n\n\n<p>The driver will need to complete an <a href=\"https:\/\/devoncc.sharepoint.com\/sites\/PublicDocs\/Education\/_layouts\/15\/download.aspx?guestaccesstoken=V%2bEZBLOUO836u1hlskBtWz9BIwkZOf9zq%2bhU%2bJ%2b3d2o%3d&amp;docid=09d1d58bfaf4f40fabc6878516181e488\" rel=\"noopener\">incident report form<\/a> and email it to <a href=\"mailto:fleet-mailbox@devon.gov.uk\">fleet-mailbox@devon.gov.uk<\/a>.<\/p>\n\n\n\n<p>If the accident involves a third party, please ensure that the relevant details are obtained including the third party\u2019s name, address, vehicle make and registration number and insurance details if known.<\/p>\n\n\n\n<p>Please view the <a href=\"https:\/\/www.devon.gov.uk\/support-schools-settings\/administration-and-finance\/administration\/insurance\/accident-or-incident-procedure\/\">motor accident procedure<\/a> for further advice.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Property insurance<\/h3>\n\n\n\n<p>DCC maintained schools are insured under a block policy. Education buildings are insured for the full cost of reinstatement against the perils of fire, lightning, explosion, aircraft, storm, flood, burst pipes, impact, sprinkler leakage and subsidence. Cover for contents, however, is restricted to the perils of fire, lightning, explosion and aircraft.<\/p>\n\n\n\n<p>However, schools have the option to take out additional cover for contents direct, should they wish, using their delegated budgets to pay the premium. Specialist local authority insurers, such as Zurich Municipal, will provide cover but schools are free to approach any broker or company they wish.<\/p>\n\n\n\n<p>Aided schools are separately insured as they are owned by trustees rather than the Local Authority. Academy schools are also insured separately.<\/p>\n\n\n\n<p>If you need to make an insurance claim for damage to the school, please complete a <a href=\"https:\/\/devoncc.sharepoint.com\/:w:\/s\/PublicDocs\/Education\/EW5vMcCuJR5Eqnuhso0I9qwBO95E2rzbW98z1VeqS8mo-g?e=M0abHF\" rel=\"noopener\">property damage claim form<\/a> and return it to the Insurance Team at <a href=\"mailto:insurance@devon.gov.uk\">insurance@devon.gov.uk<\/a>. You will be required to provide at least two repair quotations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Claims against the Council<\/h2>\n\n\n\n<p>If you receive a letter of claim in connection with an incident that has occurred at your school, <strong>you must act&nbsp;promptly<\/strong> as there are strict deadlines to which the Council must adhere. Please scan the correspondence and email it to <a href=\"mailto:insurance@devon.gov.uk\">insurance@devon.gov.uk<\/a>.<\/p>\n\n\n\n<p>If you are unable to scan, please post to:<\/p>\n\n\n\n<p>Insurance Section, Room G16,<br>County Hall,<br>Topsham Road,<br>Exeter, EX2 4QD<\/p>\n\n\n\n<p>We will acknowledge the correspondence and notify our insurers. Our insurers will subsequently require a report of the incident so It would be useful if you could start to collate any relevant documents regarding the incident, including a copy of the accident book, witness statements or risk assessments.<\/p>\n\n\n\n<p>In some instances, our insurers may appoint a firm of loss adjustors, to carry out further enquiries with you. If you are contacted by them please note that they act on our behalf and it will, therefore, be in order for you to provide them with any assistance or documentation they might need.<\/p>\n\n\n\n<p>If the claim processes to court, our nominated solicitors will take over conduct of the matter, so you may have contact with them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Useful contacts<\/h2>\n\n\n\n<p>General enquiries: <a href=\"mailto:Insurance@devon.gov.uk\">insurance@devon.gov.uk<\/a><br>Emily Wilkins &#8211; Corporate Insurance Manager &#8211; <a href=\"tel:01392383136\">01392 383136<\/a><br>Jane Mason &#8211; Corporate Insurance Officer &#8211; <a href=\"tel:01392382292\">01392 382292<\/a><br>Annmarie Dawson \u2013 Corporate Insurance Officer \u2013 <a href=\"tel:01392388750\">01392 388750<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Comprehensive insurance information for schools<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":6066,"menu_order":1,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-76","page","type-page","status-publish","hentry"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-05-28 10:47:48","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/pages\/76","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":5,"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/pages\/76\/revisions"}],"predecessor-version":[{"id":35273,"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/pages\/76\/revisions\/35273"}],"up":[{"embeddable":true,"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/pages\/6066"}],"wp:attachment":[{"href":"https:\/\/www.devon.gov.uk\/support-schools-settings\/wp-json\/wp\/v2\/media?parent=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}