Company pensions
An introduction to the different types of company pension schemes, how contributions work and what to do if you leave your company.

Complaining about problems with your pension scheme
If you're concerned there might be something wrong with your pension scheme or the way it's being managed, there are organisations which can help.

Contributing to both a company and personal pension
There are currently restrictions on how much you can contribute to a company (occupational) and personal pension at the same time. From 6 April 2006 these restrictions will no longer apply.

Options when you take your personal pension
There are several ways to turn your personal pension fund into a regular income for retirement. From April 2006 new rules make your options simpler and more flexible than previously.

Personal pensions
Find out how personal pensions work, if they are suitable for you and what your options are.

Personal pensions through your employer
If there are five or more employees where you work, your employer is normally required to offer you the chance to join a pension scheme.

Stakeholder pensions
Stakeholder pensions are a type of personal pension. They have to meet certain government standards to ensure they are flexible and have a limit on annual management charges.

Tax advantages of personal and stakeholder pensions
Pensions are long-term investments designed to help ensure that you have enough income in retirement.

Trace an old pension scheme
The Pension Service provides a Pension Tracing Service to help you find the contact details of an old pension scheme that you've lost touch with.

What to do if your company pension scheme can’t pay your pension
If your company pension scheme runs out of money and the company itself becomes insolvent, your pension could be at risk.

DCC Pensions
Devon Pension Services administers the Local Government Pension Scheme for scheme employers in Devon.